Today's FHA Mortgage Rates

Simply put, an fha loan is an insurance policy that guarantees you’ll be able to make a minimum interest payment. While a traditional loan requires you to make a certain minimum monthly payment, an fha loan gives you some wiggle room. When you apply for the loan, the loan underwriter will look at your income and credit history, then credit score, to determine if you meet the minimum interest requirement. If you do, then an fha loan will be the lowest you can get. The minimum payment for an fha loan is only 2.5% and you have some flexibility with the interest rate on the loan.
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